VOLUNTARY BENEFITS

Medical insurance is designed to help cover treatment due to an accident or illness.  Just as important is protecting your income if you are absent from work for either a short or extended period of time.

We want to help our employees think differently about financial well-being and are pleased to offer supplemental benefits for out-ot-pocket medical expenses

Financial Protection Portal Flier

Accident Insurance pays you a benefit for specific injuries and events resulting from a covered accidents. 

The benefit amount will vary depending on the type of injury and care received.  For example, if you go to the emergency room related to accident care, you will be reimbursed $100.  Likewise, if you experience a fracture there would be a reimbursement starting at $700.  This payment is sent directly to you to help pay for medical expenses not covered by insurance or use for any purpose you like.

 Spouse and Children election options are available

〉 Guarantee issue (no medical questions)

 Employees and Spouses can each receive $50 for completing a wellness exam or health screening

 

Accident Insurance Benefit Summary

Accident Insurance Certificate

Accident Protection Flier

Accident Wellness Benefit Flier

Wellness Benefit Claim Form for Accident Insurance

Beneficiary designation for Accident Insurance

Accident Claim Form

Critical Illness Insurance pays a lump-sum benefit if you are diagnosed with a covered illness or condition on or after your effective date.  Conditions include heart attack, cancer, stroke, major organ transplant, Hepatitis B or C.  Cost of coverage is determined by age.

 Spouse and Children election options are available

 Employees and Spouses can each receive $50 for completing a wellness exam or health screening

Critical Illness Benefit Summary

Critical Illness Certificate

Critical Illness Wellness Benefit

Critical Illness Member Flier

Wellness Benefit Claim Form for Critical Illness Insurance

Beneficiary designation for Critical Illness Insurance

Critical Illness Claim Form

 

Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation.  This payment is sent directly to you to help pay for medical expenses not covered by insurance or use for any purpose you like.

 Spouse and Children election options are available

 Guarantee issue (no medical questions)

Employees and Spouses can each receive $50 for completing a wellness exam or health screening

Hospital Indemnity Benefit Summary

Hospital Indemnity Certificate

Hospital Indemnity Wellness Benefit

Hospital Indemnity Member Flier 

Wellness Benefit Claim Form for Hospital Indemnity

Beneficiary designation for Hospital Indemnity Insurance

Hospital Indemnity Insurance Claim Form